Job description
About Risk
Barclays Risk is mandated by the Barclays Board with the overall management and oversight of risk management practices group-wide. It operates right across the organisation, and right across the globe to protect Barclays’ financial performance and reputation.
Our Risk professionals have advanced technical skills across a broad range of disciplines. They take the lead in addressing issues including the potential implications of an economic downturn or financial crime, and in advising Barclays’ business leaders in making measured decisions. Through dedicated support services Risk teams make a real difference to Barclays’ business clients by sanctioning loans and investments, and by helping to turnaround their fortunes when they are facing financial difficulties.
Dynamic working gives everyone at Barclays the opportunity to integrate professional and personal lives, if you have a need for flexibility then please discuss this with the hiring manager.
We are an equal opportunity employer and we are opposed to discrimination on any grounds.
Overall purpose of role
- Effective credit risk management of the assigned portfolio of Industries, clients.
- Portfolio management including stress testing and supporting portfolio risk appetite
- Ensuring compliance with Bank’s credit risk policies & procedures and internal controls framework
Key Accountabilities
- Preparation of annual credit review packs and Industry reviews
- Quantitative and qualitative analysis of Credit and Counterparty risk.
- Supporting credit officers in day-to-day risk management activities.
- Manage and monitor Risk limit frameworks which includes managing policies and standards, monitoring excess, analyse drivers and driving resolution
- Day to day management and monitoring of risk limits, reporting of any positions outside approved parameters and understanding how risk profile alters in stress test scenarios.
- Maintaining accurate and up to date information in the Banks’ Risk systems
Purpose of the role
To support the day-to-day operations of the risk division by monitoring the bank’s risk profile, identifying and managing risks and providing insights and expertise to support senior colleagues to make informed decisions.
Accountabilities
- Execution of small research projects to support risk identification and strategic decision making. Prepare presentations and reports to communicate the findings to senior management.
- Collaboration with cross-functional teams to support business initiatives.
- Participation in training and development programs to enhance skills and knowledge.
- Identification and management of risks including reviewing and challenging business propositions.
- Management of business and client relationships under steadily decreasing supervision.
- Support of risk management and decision making by using financial models and strategies.
Analyst Expectations
- Execute work requirements as identified in processes and procedures, collaborating with and impacting on the work of closely related teams.
- Check work of colleagues within team to meet internal and stakeholder requirements.
- Provide specialist advice and support pertaining to own work area.
- Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.
- Maintain and continually build an understanding of how all teams in area contribute to the objectives of the broader sub-function, delivering impact on the work of collaborating teams.
- Continually develop awareness of the underlying principles and concepts on which the work within the area of responsibility is based, building upon administrative / operational expertise.
- Make judgements based on practise and previous experience.
- Assess the validity and applicability of previous or similar experiences and evaluate options under circumstances that are not covered by procedures.
- Communicate sensitive or difficult information to customers in areas related specifically to customer advice or day to day administrative requirements.
- Build relationships with stakeholders/ customers to identify and address their needs.
All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.